Terms and Conditions
Effective date: [DATE]
These terms apply to your use of vincentloforti.com (the "site"). The site is operated by Vincent Loforti ("I", "me"). By using the site, you agree to these terms. If you don't agree, please don't use the site.
Educational content only
Everything on this site, including articles, pages, and examples, is general business education. It isn't legal, tax, accounting, or investment advice, and it isn't advice about your specific situation. For those, talk with a qualified professional.
No guarantees
I don't guarantee funding, approvals, rates, terms, growth, or any other result. Funding availability and terms depend on the provider and your business.
Anchorvia Financial disclosure
I lead Anchorvia Financial, a funding brokerage. Anchorvia may be paid by funders if a client chooses to get financing through it. Consultations don't require using Anchorvia. Questions about a specific funding offer are routed to Anchorvia at no cost to you.
No professional relationship
Using this site, sending the contact form, or emailing me doesn't create an attorney-client, fiduciary, advisory, or any other professional relationship. Any paid work is agreed separately, in writing, before it begins.
Using the site
You agree not to misuse the site. That includes trying to break or overload it, sending spam or harmful code, or using the form to send someone else's information without permission.
Content ownership
The text, design, photos, and other content on this site belong to me unless noted otherwise. You may share links and short quotes with credit. Please don't copy, republish, or sell the content without my written permission.
Links to other sites
The site links to third-party sites, including my companies and social profiles. I don't control those sites and I'm not responsible for their content, policies, or practices.
Limitation of liability
The site is provided "as is" and "as available". To the fullest extent the law allows, I'm not liable for any indirect, incidental, or consequential damages, or for any loss from relying on the site's content. If I am found liable for anything related to the site, my total liability is limited to $100.
Privacy
How I handle your information is explained in the Privacy Policy at /privacy.
Governing law
These terms are governed by the laws of the Commonwealth of Virginia. Any dispute will be handled in the state or federal courts located in Virginia.
Changes to these terms
I may update these terms. When I do, I'll post the new version here and update the effective date. If you keep using the site after that, you accept the updated terms.
Contact
Questions about these terms: vincent.loforti+press@anchorvia.com